V12 Retail Finance
0% APR Representative
Interest-free furniture finance is available on our range of sofas, beds, mattresses, dining and living room furniture through V12 Finance. You can spread the cost of your furniture over a fixed term from 12 months up to 48 months - see in store for current offer details.
Choose a term that suits you with a 12, 24, 36 or 48 - month agreement.
Contact us on 0333 583 588 or email us at hello@nickscali.co.uk.
Interest Free Credit from £6.94 a month*
Spread the cost of your new furniture, bed, sofa, and mattresses using our 0% APR finance payment options and find a monthly cost that suits your budget. See our furniture finance guide below for more help and advice on prices.
Who can apply for furniture finance?
To be eligible to apply for finance you must:
How can I apply?
To apply for finance you must:
Spend | 12 Months *20% Minimum Deposit | 24 Months *20% Minimum Deposit | 36 Months *20% Minimum Deposit | 48 Months *45% Minimum Deposit |
---|---|---|---|---|
£1000 | £66.67 | £33.33 | £22.22 | £13.54 |
£1500 | £100 | £50 | £33.33 | £20.31 |
£2000 | £133.33 | £66.67 | £44.44 | £27.08 |
Who can apply for finance?
Finance is subject to status, financial circumstances and borrowing history. You must be aged 18 or older, in permanent UK residence with a fixed income. Minimum order value for finance is £500.
How do I apply online?
Add the products you would like to purchase to your basket and proceed to checkout. Under the payment method section choose 'Pay with 0% finance'. Select the terms you would like to apply for, continue to V12 Retail Finance and complete the application process. Once you have an accepted agreement then you will be able to complete your order on the Nick Scali website.
Why can I not get to the application stage of your checkout?
To apply for finance we'll need to redirect you to V12 Retail Finance. This is done via a pop-up and your browser must allow pop-ups in order to continue.
How quickly will my application be accepted?
A decision will normally be made within a couple of minutes. Under rare circumstances your application may need to be reviewed further by V12 Retail Finance who will notify you by email once a decision has been made.
Can I cancel my finance agreement?
There is a 14 day cooling off period from the time your application has been accepted. To request cancellation of your agreement please contact V12 Retail Finance within this time and quote your agreement number. If you would like to request cancellation of your order after the 14 day cooling off period then please email (enter email).
Once my application is accepted, what happens next?
You will need to return to the Nick Scali website to complete your order. Once you have an accepted finance application you will be able to proceed through our checkout, pay any deposit you have chosen to make, and submit your order. We will aim to deliver your order within the estimated delivery time but no earlier than 14 days from your application being accepted.
When will my monthly repayments start?
Monthly repayments will commence 25-30 days after you have taken delivery of your order.
Can I apply for finance over the phone?
Yes you just need to give us a call on 0333 583 588 and speak to a member of the sales team.
Will I receive a copy of my agreement paperwork?
Yes, once your application has been accepted you will be able to download a copy of your agreement.